Buying a home is one of the largest investments you'll make in your lifetime. Having an experienced, knowledgeable professional representing you in this transaction just makes good sense.
Buying a home is not like buying a car, a mutual fund or other commodity. It can be a life-changing event. We fully understand the real estate process - and just as important, we understand your local market.
Of course we know the right steps to take, but we can also help you avoid a misstep in your home purchase. If a new freeway is going to be built a few blocks away, we'll probably know it. If you're unsure about school districts, we'll be able to direct you to answers. If you're unsure of a builder's reputation, we'll know how you can confirm it.
A REALTOR also performs another important function: minimizing the emotion involved in a home transaction. You may be in love with a home, but your agent can point out factors that might not make it right for you.
Before you start shopping for a home, you need to work with a lender
to get pre-approved for a mortgage. Pre-approval is basically a promise
from the lender that you?re qualified to borrow up to a certain
amount of money at a specific interest rate. This promise is subject
to a property appraisal and other conditions. More on getting pre-approved...
Several of our preferred lenders offer simple, pre-approval applications you can complete right now, online!
We're here to help. We want to do more than just help you buy a property; we want to teach you everything you need to know to buy your home. So let's get started with a look at all the key considerations for home buyers.
Buying your new home is a serious venture. It can be an absolute
pleasure or a massive headache. Your house is not just your home, it is a
investment in the dwelling, the area and your future...
Current mortgage rates (updated daily) from Zillow.com, as well as a quick calculator to help you determine what your monthly payment will be based on your loan amount, interest rate, estimated taxes and insurance costs...
If you are like most individuals, your home will be the largest purchase of your lifetime. When you buy a new home or refinanceyour current home, your decision will not only affect yourfinancial situation, but also your family?s long-term lifestyle. It is important to plan ahead. Whether you are buying or refinancing a home, this publication will help you manage the process...
Your credit score is one of the most important factors used to decide whether you will qualify for a major loan and what its terms will be. Every day, many would-be borrowers are denied loans, while consumers with strong credit histories are getting great rates on mortgages, car loans and student loans. Understanding how your credit score is formulated is your first step when applying for a loan...
One of the keys to making the home-buying process easier and more understandable is planning. In doing so, you'll be able to anticipate requests from lenders, lawyers and a host of other professionals. Furthermore, planning will help you discover valuable shortcuts in the home-buying process...